Coin Grading for Collectors

Did you know that there is a grading scale thatVery Fine (VF) coins on the other hand have
was developed for coins, so that collectors cansharp major features and very light to medium
agree on how much a coin may be worth? Thewear. These coins while still looking very nice tend
scale goes from 0 to 70, with 70 being absolutelybe less expense than coins that grade higher. In
perfect. Of course, despite the numerical gradingfact, you can find many VF coins in rolls of coins
there is still much debate about a coins actualfrom your bank. These grades are VF 20, VF 25,
grade and final value, which is really in the eye ofVF 20 and VF 35. The last grade in the fine
the beholder.category is Fine (F). The key on this grade is that
Coin dealers, for example, may grade a coinwhile fairly worn, you can still see a lot of the
higher on the scale so that they can ask a higherdetail of the design. This grade is typically F 12
selling price for it. Often, when you try to sell theand F 15.
same coin, the grade and the value tend to beAnd now for the good category ratings. First, we
lower. Coin dealers after all are in business tostart with Very Good (VG). Characteristics are a
make a profit. If you don't know how to gradefull rim and a lack of detail on the entire design.
coins and are not comfortable with the gradingTypical grade for these is VG 8 and VG 10. The
scale, you should take a friend that knows howGood (G) grade does not require a full rim to be
to grade or expert with you when you plan tovisible and usually the coin is very worn so that
buy coins on the open market.the design is not visible in all areas. Finally, About
Now let's look at the different rating scales andGood (AG) coins are fairly worn, but you can still
what they mean. As was mentioned earlier, 70 isread most letters. These are usually graded as
absolute perfection. Coins that are in Mint StateAG 3.
(MS) will grade out between MS 60 and MS 70.The final category of grading called Fair (FR) is
These coins are fresh from the mint, neverwhat collectors typically use as filler coins in their
circulated and usually protected in some manner.collections for the rarer, more expensive coins.
The next level down is called Almost UncirculatedThese worn coins can still cost collectors up to as
(AU). For a novice, it is very difficult to tell themuch as $50. These coins are so worn that
difference from some AU Coins and an MS 60sometimes the dates are not clearly visible.
coin. In fact, some AU coins may actually lookSo when you are ready, go down to the bank
better than MS coins to the untrained eye.and get yourself a roll of pennies, nickels and
Knowing where the high points are will make itquarters and practice grading these coins. Take
easier for you to grade the AU coins. The AUthe coins and compare them with the pictures
scale is made up of AU 50, AU 53, AU 55 and AUavailable in books and on websites and grade
58.them according to the descriptive characteristics
There are several other grading levels startinglisted for each denomination. Soon you will be able
with Extra Fine (EF). These coins have wear thatto tell the difference at least between the major
is fairly easily detectable. However, one thing tocategories. The finer grading will come with time
keep in mind is that for each denomination or coinand experience. Keep in mind that even experts
type, the criteria may vary depending on thewill disagree on the final grading of a coin.
design. These grade out as EF 40 and EF 45.