Coin Collecting on a shoe-string budget

Learn how anyone can build up a nice coinbuying the " Joesph W. Barr " dollar bills, it seemed
collection even if they have a very limited incomethey might of been collectible for a little while, but
Probably everyone at one time or another hasthey just never caught on. Today you can still
collected coins. Some people save old wheatbuy them on eBay and other places, sometimes
pennies they find in change and throw them in afor slightly more than $1.00. Oh well, it is
jar. Other people collect state quarters, and somesomething that has stuck in my mind every since
others collect certain coins like nickles or dimes,I was a little boy, I will always remember dad
and try to build a complete collection over time. Achecking his wallet for " Joesph W. Barr " dollar
lot of folks think coin collecting is the hobby ofbills. Now as I wipe the tears from my eyes, yes
king's and truthfully, it's often called that. A kingI am sad to say dad has been gone a few years
may be able to build a giant collection of coins, butnow, and I still miss him very much, especially
I promise you, that the small collection a youngwhen I sit here alone and think about the times
boy has that may only be worth a couple ofwe spent together in the years gone by, oh well,
dollars, is worth just as much to that boy as aat least it's always great memories when it
King's coins are worth to him.comes to you, dad.
I can tell you right now, anyone can collect coinsNow as I regain my mental composure, if I ever
and you don't have to be rich. In fact I have quitehad one, I want to say that I never lost the
a large coin collection, and I have had a very lowdesire to collect coins. And as I got old enough to
paying job all my life. There are a lot of wayswork full time, and live on my own I started and
someone can build a great coin collection overbuilt a fairly large coin collection. I didn't have much
time, while still paying the bills. Coins are so neatmoney as I never went to college or trade
looking, I remember when I was a young boy,school, and I have always had a job working as a
my grandad would go upstairs and open a safelaborer, so I had to fine ways that I could build up
we had, inside was a metal drawer containingmy coin collection cheaply.
some old Morgan and Peace Silver Dollars. MyOne day, I was looking in the back of a Coin
grandad would let me sit and play with the coinscollecting magazine that I had purchased at a local
often. I would hold one by the edge on the tablenews stand, and I found an ad where you could
top and flip it on the side with my finger and thejoin a coin collecting approval service. They would
coin would spin wildly around on the table like asend you certain coins once a month, and you
toy top. The coins were frosty silver or whitishcould select the ones you wanted to buy and
colored and were beautiful to look at, they werekeep, and if you didn't want them all, just mail the
large and heavy, not like the little coins we haveothers back to them, and the next month they
today. I often wondered how many folks actuallywould send some other coins for you to examine.
carried these things around in their pocketsWhat made this program better than the other
everyday, it only took a few of them to weighapproval services I had often seen was, you
quite a lot.could tell them what type of coins you were
After my grandad passed away back in 1969, myinterested in, and what price you were willing to
dad sold the old silver dollars, I don't think he reallyspend monthly. I selected miscellaneous U.S. coins,
wanted to, but my grandad had left the familyeverything from old large cents from the 1800's
farm pretty deep indebt, so dad had an auctionto silver mercury dimes and buffalo nickels etc.
and sold about everything except our house andAnd I chose to only spend $20 a month, for me
the barn, to pay off the huge bills. It wasn't toothis was perfect and for about a year or more I
long after that when dad got bitten by the coinstayed in the program and over time I got a nice
collecting bug. At first it wasn't coins but paperbunch of coins from them, then something
money that got dad started. I remember dadhappened and the company folded or went out of
saw an ad in the back of some magazine, wherebusiness, as I never received any more coins
a guy was offering to pay $2 for every dollar billfrom them and I no longer saw their ad in the
you sent him that had a certain treasurer's namemagazines.
on it, that name was: " Joesph W. Barr ". My dadOvertime I discovered other cheap methods to
looked in his wallet at some dollar bills he had, andaquire some nice coins, one of the methods I still
sure enough he had one that had the signature "use, is something that anyone can do to start
Joesph W. Barr " on it. Dad took the dollar frombuilding a nice coin collection. Just start searching
his wallet and kept it in an envelope in his old rolland examining your pocket change, I still find
top desk, and after checking his money forwheat pennies and silver war nickels, and many
several days afterwards, dad found some morepre 1960 nickels, and sometimes a silver coin in
of them. Sometime later dad mailed the dollar billspocket change. One time about two years back, I
to the address in the magazine ad, and surewas at a local store and got some change back, I
enough he soon got a check for the dollars plusnoticed two of the quarters I received looked
an extra dollar each. Dad continued searching andkinda white in color, examining them closely after
sending in them " Joesph W. Barr " dollar bills forI got back home, I discovered they were both
awhile, then after a period of time, the guy nopre 1964 silver Washington quarters. I figured
longer was accepting them.somebody must of needed money to buy some
Dad then started buying a few Indian head centscigarettes or milk or something, and must of used
and some buffalo nickels. Then as he got oldersome of their old coins, I was just lucky enough
and money seemed to get a lot more tighter,to had been there at the right time and place to
dad quit buying coins and turned to a new hobby,get them in my change.
doing sweepstakes. But by this time, I wasOne place to find a lot of nice coins is to go to
hooked, I just loved the look of the old coins, thedifferent banks and buy rolls, search through
silver ones and the old copper large cents, theythem carefully, and you will be surprised of the
just seemed so neat compared to the boringneat finds you may come across, plus just add a
coins of everyday use. Now as I am writing thisfew out of your pocket change to replace the
article, I stumbled across an interesting articleones you want to keep from the rolls, and you
about the " Joesph W. Barr " dollar bills from thecan turn them back into a different bank for
'American Numismatic Association' it said, thesome different rolls of coins to search through.
following: "At one time, it was speculated that theAnother place that is fairly good for finding some
notes signed by Treasurer Joseph W. Barr wouldrare coins is at local flea markets, be careful
eventually hold a high numismatic value since hethough as many of the folks at these places are
was in office for only 23 days in 1968-69.very aware of a coins value, and they often ask
However, during that period, a total of 484 millionfor much more then what the coins are worth.
notes were produced with his signature. The highRead up on the coins you are interested in buying,
quantity produced dictates that the notes willor better yet, take along a pocket coin price
never be considered rare in our lifetime.guide with you when you go to buy coins, it's
Interestingly, in 1995, numismatic author Alanbetter to be thrifty then foolish.
Herbert stated, "A $1 Barr note deposited in anAnyway, now after collecting coins for fun over
interest-bearing account in 1969 would have beenthe years, I have almost every Lincoln cent that
worth over $4.00, figuring 6% interestwas made from 1909 up to present, and I have
compounded annually. A circulated Barr note keptevery Jefferson nickel from the first one that
in a safe-deposit box for 26 years is worth $1was made in 1938 to present, and I have a nice
today."sized wooden chest full of miscellaneous U.
So that explains why that guy probably quit